SoftBaugh has released an article introducing small business credit, starting with a company credit card. Credit is often misunderstood by new small business owners, especially in the face of movies and television programs which completely misrepresent the subject. Saved for later is the broader issue of business loans, particularly balloon loans. Balloon loans are a destructive weapon aimed directly at small businesses. This weapon systematically destroys many small businesses which would otherwise be viable, and financially wrecks their owners as well. We’ll cover these topics in more detail later, including some interviews with people who have lived through those nightmares. The important point for now is that limited and disciplined use of small business credit cards can be a helpful tool, while the larger loan options are best avoided.